We just got a chain reaction for 5 NSF's. Why? On Christmas Eve Lynn made a CASH deposit. 2 days later the bank charges 5 NSF's, for what came through, totally a mere $91. The fees were $175. Why is it that we put cash in, which is supposed to be available immediately, do they wait to credit our account until AFTER debits came through? There oughta be a law against cheating us customers and some sort of ceiling for charges to not exceed the amount that came through. Then, when Lynn followed up on that, she was told that the bank followed the correct procedure and told that we should have overdraft protection. We already tried getting overdraft protection and we were refused.They're nothing but greedy cheats!